Bryans Blog

Renting or Buying… Either Way You’re Paying a Mortgage

              There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source for small Read More »

Mortgage Interest Rates Went Up Again… Should I Wait to Buy?

  Mortgage interest rates, as reported by Freddie Mac, have increased over the last several weeks. Freddie Mac, along with Fannie Mae, the Mortgage Bankers Association and the National Association of Realtors, is calling for mortgage rates to continue to rise over the next four quarters. This has caused some purchasers to lament the fact they may no longer be able to get a Read More »

SOLD ~ Delightful Carpinteria Single Level Ranch Style

Delightful Carpinteria Ranch Style ~ 1306 La Manida Street, Carpinteria CA Spacious single level ranch style home with large living room and adjacent dining room, galley kitchen, sunroom/family room and 4 bedrooms and 2 baths.  Serene large corner lot faces west with a variety of lush mature palms in front yard and post & rail fencing. Read More »

First Comes Love… Then Comes Mortgage?

According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2016 at 58% of all buyers. It is no surprise that having two incomes to save for down payments and contribute to monthly housing costs makes buying a home more attainable. But, many couples Read More »

NEW LISTING ~ 1st Open House Sunday, Feb 12th 1 to 4

Classic Country Elegance in Bel Air Knolls  1331 Portesuello Ave, Santa Barbara CA 93105 ~ Offered at $1,595,000 Recently remodeled, this traditional New England home, accented with subtle nuances of French Country and Mediterranean styles, offers a gracious blend of comfort, elegance and exceptional privacy.  Embraced on both sides by tall, custom redwood fencing and Read More »

SOLD ~ Exquisite Mediterranean Jewel

Exquisite Mediterranean Jewel in Vista La Cumbre 940 Vista De Lejos Drive, Santa Barbara CA 93111 ~ Offered at $1,895,000   Rarely available & impeccably maintained & upgraded, this spacious 4-bedroom, 3-bath Mediterranean-style home in More Mesa is in the desirable Hollister elementary school district. Behind high hedges a private, rosebush-lined entry opens to a traditional Read More »

Why Are Mortgage Interest Rates Increasing

According to Freddie Mac’s latest Primary Mortgage Market Survey, the 30-year fixed rate mortgage interest rate jumped up to 3.94% last week. Interest rates had been hovering around 3.5% since June, and many are wondering why there has been such a significant increase so quickly. Why did rates go up? Whenever there is a presidential election, there is Read More »

Recently SOLD $1.9 ~ Romantic Courtyard Mediterranean in Bel Air Knolls

Custom re-built and brilliantly executed by award winning designers David Thomas and Jeff Doubet, this masterfully designed two-story home embodies the essence of Santa Barbara’s signature Mediterranean architecture.  With its Old World courtyard, private pool/spa and patio, open floor plan and warm artistic ambience, it literally radiates an invitation to Santa Barbara’s cherished “American Riviera” Read More »

RECENTLY SOLD with Multiple Offers

Serene Mesa Sanctuary by Hendry’s Beach This spacious hilltop home rests on an absolutely stunning .93 acre lot with the feel of a lush parkland. Wide verdant lawns and mature-growth trees, including fruit and avocado, offer a serene retreat space from which to enjoy panoramic views of the wooded canyon and bluff tops below.  The Read More »

The Truth About Housing Affordability

From a purely economic perspective, this is one of the best times in American history to buy a home. Black Night Financial Services discusses this in their most recent Monthly Mortgage Monitor.  Here are two of the report’s revelations: The average U.S. home value increased by $13,500 from last year, but low interest rates have kept the Read More »