Bryans Blog

Homeowner’s Net Worth Is Still Greater Than a Renter’s

                Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner’s net worth is 36 times greater than that of a renter ($194,500 vs. $5,400).  The latest survey data, Read More »

SOLD ~ Forte Ranch Condo – Santa Barbara, CA

4578 Gerona Way, Santa Barbara CA 93110 ~ Offered at $799,00   Serenity in Santa Barbara! A rarely available upstairs unit in the secluded, yet centrally located, Forte Ranch neighborhood. The naturally well-lit condo’s impressive vaulted ceilings complement the spacious great room to create an overwhelming sense of openness, while the patio serves as a perfect Read More »

Renting or Buying… Either Way You’re Paying a Mortgage

              There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source for small Read More »

Millionaire to Millennials: Buy Now!

                  Self-made millionaire David Bach was quoted in a CNBC article explaining that “the single biggest mistake millennials are making” is not purchasing a home because buying real estate is “an escalator to wealth.” Bach went on to explain: “If millennials don’t buy a home, their chances of actually having any wealth in Read More »

Congratulations to our Award-Winning Santa Barbara County Offices

They’re No. 1 for 2016 in our company, and No. 2 in our national network             Our Santa Barbara County offices are big winners at ther Southern California and national levels. They recently captured two impressive honors: No. 1 among all of our Southern California offices No. 2 nationwide among Read More »

Home Prices Up 6.15% Across the Country!

  Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report. In the report, home prices are compared both regionally and by state. Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more! Alaska, Delaware, West Virginia & Wyoming were Read More »

Renting or Buying… Either Way You’re Paying a Mortgage

              There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source for small Read More »

Mortgage Interest Rates Went Up Again… Should I Wait to Buy?

  Mortgage interest rates, as reported by Freddie Mac, have increased over the last several weeks. Freddie Mac, along with Fannie Mae, the Mortgage Bankers Association and the National Association of Realtors, is calling for mortgage rates to continue to rise over the next four quarters. This has caused some purchasers to lament the fact they may no longer be able to get a Read More »

SOLD ~ Delightful Carpinteria Single Level Ranch Style

Delightful Carpinteria Ranch Style ~ 1306 La Manida Street, Carpinteria CA Spacious single level ranch style home with large living room and adjacent dining room, galley kitchen, sunroom/family room and 4 bedrooms and 2 baths.  Serene large corner lot faces west with a variety of lush mature palms in front yard and post & rail fencing. Read More »

First Comes Love… Then Comes Mortgage?

According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2016 at 58% of all buyers. It is no surprise that having two incomes to save for down payments and contribute to monthly housing costs makes buying a home more attainable. But, many couples Read More »